Debt Settlement Services

Small Credit Solutions is a first-rate debt settlement company that negotiates with your creditors, an amount much less than what you owe, sometimes as much as .50 cents on the dollar. Any debts you wish to settle, Small Credit Solutions will work on your behalf and attempt to offer pay-off for deletions.

Some companies only offer debt negotiation or credit repair which individually have several benefits. These companies fall short when offering the services separately. Small Credit Solutions combines credit report repair services with debt negotiation services. Small Credit Solutions focus is to improve your credit score; as well as, try to negotiate on all settlement offers.

When Small Credit Solutions takes on a client, we do everything possible to reduce your debt and improve your credit score. Small Credit Solutions specialize in guiding people towards a financially sound way of life:

  • Save Thousands of Dollars in Interest
  • Avoid Bankruptcy
  • Stop Creditor Harassment
  • Rebuild Your Credit
  • Reduce Stress
  • A Chance to Start over

Debt negotiation is recommended for seriously late accounts that are questionable. Creditor intervention requests either documentation of an account's compliance with various consumer protection statutes, or a change to the way it is reported on the client's credit reports. Recommended for certain charged-off and collections accounts that are questionable, this intervention affirms your Federal Consumer Protection Rights by demanding a complete accounting of the listing or its removal.

  • Cancel anytime
  • No long Term Contact
  • Unlimited dispute letters
  • A case advisor assigned to your Case

Small Credit Solutions will send an unlimited number of dispute letters to your creditors. Letters go to creditors who have reported your account being over 150 days past due. We challenge the validity of the negative item on your report by requesting the creditor to validate the questionable information. If the information is proven invalid and incorrectly reported; then, it will be removed or updated on the client’s credit report.

Small Credit Solutions will send an unlimited number of goodwill letters to your creditors. These are letters that go to creditors who reported late payments of up to 120 days. Goodwill letters are sent to your creditor asking them to take your good faith and goodwill efforts into consideration and remove the late payment and delete the listing. These letters go out the same time credit bureau letters do helping to increase results.

With professional debt settlement assistance, you can help your customer’s:

  • Reduce minimum payments, maybe as much as 50%
  • Eliminate or reduce interest rates
  • Eliminate late charges and over the limit fees
  • Stop annoying creditor calls

Small Credit Solutions negotiates a payment amount with your customer’s creditors that will satisfy the creditors at the best rate possible for your customers.

  • Stop Harassing Creditor Phone Calls
  • Eliminate or reduce interest rates
  • Eliminate late charges and over the limit fees
  • Drastically lower your customer’s monthly payments

The process of Debt Settlement is simply the process of eliminating unsecured debt for less than what is originally owed. This process usually saves an individual a tremendous amount of money and eliminates their debt in a shorter period of time with making small monthly payments. The one important aspect of Debt Settlement is that the payback is considerably less and the time frame for that payback is extremely shorter.

The process of Debt Negotiation is sometime looked upon as a reorganization of one’s debt. This process involves the payback of the entire debt within an extended period of time with minimum payment. There are downsides of this process involving the length of time may be greater, reported to credit bureau identical to filing Chapter 13 Bankruptcy.

  • Basic Package

    $39/item

    One time $99 setup fee

    • Pay For Each Item as You Go
    • Ideal for those who need minor issues resolved
    • Credit Report Repair
    • Debt Settlement
    • Identity Fraud Protection
    Sign Up
  • Economy Package

    $59/month

    One time $99 setup fee

    • Covers 2 Items Per Month
    • Ideal for those needing consistent repair
    • Credit Report Repair
    • Debt Settlement
    • Identity Fraud Protection
    Sign Up
  • Deluxe Package

    $79/month

    One time $99 setup fee

    • Covers Unlimited Items for All 3 Services
    • Ideal for those requiring major and consistent credit repair
    • Credit Report Repair
    • Debt Settlement
    • Identity Fraud Protection
    Sign Up

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